Sunshine Mortgages

Discover your Dream Home in the Okanagan

Let’s Begin Your Homeownership Journey Together!

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Hello and Welcome!

I'm Erika Makauskas, your go-to Licensed Mortgage Professional right here in the heart of Penticton, British Columbia. With my expertise and experience in the mortgage industry, I’m here to turn your homeownership dreams into a reality.

Whether you're stepping into homeownership for the first time, exploring real estate investments, or considering a mortgage refinance, securing a mortgage can be complex. with so many options and variables to consider, it's hard to know where to begin. 

This is where I can help! With over a decade in the finance industry, I bring expertise, resources, and an extensive network to help you navigate the mortgage landscape with ease.

What sets me apart is my commitment to providing a highly personalized, boutique-style service. I take the time to understand your goals and financial situation, ensuring I deliver solutions that align with your needs.

Staying up-to-date with industry trends, regulations, and market conditions, I provide relevant and effective advice to empower your decision-making process.

My passion lies in helping clients succeed, and I am dedicated to delivering exceptional service that exceeds expectations.

If you're looking for a mortgage broker who truly cares about your success, look no further.

My promise to you is this: I will work tirelessly to secure the right mortgage for you.

Let's embark on this exciting journey together. Click below to kickstart the conversation.

 
 

Access to a Variety of Lenders

I work with a variety of lenders to find you the best mortgage rates and terms for your unique situation.


Expert Advice and Guidance

I will guide you through the mortgage process and answer any questions you may have along the way.


Personalized Service

I provide a customized service designed to specifically meet your needs.


 
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Are you a Homeowner over the age of 55?

Imagine having the financial freedom to pursue the things you want in life. A CHIP Reverse Mortgage makes it possible. By unlocking the value in your home, you can receive cash to help you live life on your terms. It's a simple and sensible way to access the equity you've built up in your home, without having to sell or move. Let's work together to explore your options and find the best solution to help you enjoy your retirement years.

 
 

What People are Saying

 
 
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Stephanie & Tristan

Erika helped us buy our first home! She was there for us every step of the way and was consistently providing us with helpful information. I highly recommend using Erika as your mortgage broker whether you are a first time home buyer or seasoned expert!!


Allie H.

What I love the most about working with Erika is that she always follows through on what she says she’s going to do when she says she’s going to do it. I can really count on her getting the work done. Plus, I’ve always felt like she had my best interest at heart, and I appreciate how thorough she is with the little details. Highly recommend!

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Let me take care of the details so you can enjoy the sunshine!

 
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Located in Penticton | BC